Rates for Navy Federal Car Loans
|Loan Type||Up to 36 mos. APR as low as||37-60 mos. APR as low as||61-72 mos. APR as low as||73-84 mos. APR as low as||85-96 mos. APR as low as|
|Late Model Used Vehicle||2.69%||2.89%||3.99%||N/A||N/A|
As of June 20, 2022 Eastern Time. Late Model Used Cars: Model years 2021, 2022, and 2023 with 7,500–30,000 mileage.
2020 model years and earlier, or any model year with more than 30,000 kilometres. Based on the model year, a car is termed vintage or antique if it is 20 years old or older and is susceptible to higher collateral lending rates.
Required is direct deposit. This military discount could be terminate at any time. To get the discount, applicants must call Navy Federal or go to a branch. Discounts on the active duty rate (which also apply to retire military personnel) may be used, subject to some limitations.
Subject to credit and collateral approval. Rates are dependent on creditworthiness and are subject to change, so your rate may vary.
New Cars: Model Years 2021, 2022, and 2023 with 7,499 or fewer mileage. The smallest loan is for $30,000 with durations of 85-96 months.
A new car loan for $20,000 with a 36-month term and a 2.29% APR will have a $576 monthly payment.
Late Model Used Cars
Model years 2021, 2022, and 2023 with 7,500–30,000 mileage.
2020 model years and earlier, or any model year with more than 30,000 kilometres.
Based on the model year, a car is termed vintage or antique if it is 20 years old or older and is susceptible to higher collateral lending rates.
No lease, purchase, or service made by or via the Navy Federal Car Buying Service, TrueCar, CARFAX, TruStage, Liberty Mutual, or SiriusXM is in any manner a responsibility of Navy Federal Credit Union.
The registered brand CARFAX belongs to CARFAX, Inc.
The TruStage® Auto & Home Insurance Program makes Liberty Mutual Insurance available. The TruStage Insurance Agency, LLC offers the TruStage Auto & Home Insurance Program. Provider and underwriter of the insurance is Liberty Mutual Insurance Company, 175 Berkeley Street, Boston, Massachusetts 02116, USA.
Liberty Mutual Insurance 2022 Discounts vary from state to state and are not always available. Only certain coverages are eligible for some reductions.
All candidates are individually underwritten to the extent permissible by law; certain applicants may not be eligible. Where state laws and regulations permit, we shall obtain consumer reports from consumer reporting agencies and/or motor vehicle reports on each driver listed on your policy.
For details on specific coverages and restrictions, please review your insurance. The offer insurance is not a deposit and is not bought, market, or guarantee by Navy Federal Credit Union or the federal government. Navy Federal Credit Union has the right to receive payment from TruStage Insurance Agency, LLC in exchange for enabling the provision of this insurance programme.
In no manner is Navy Federal Credit Union liable for any goods or services offered by or via TruStage, Liberty Mutual, or any of their subsidiaries, affiliates, or joint venture partners in the insurance industry.
Agency 2022 TruStage Insurance
The Navy Federal Car Buying Service is run by TrueCar. Any purchase, lease, or service made by or through the Navy Federal Car Buying Service is not the responsibility of Navy Federal.
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